#################################################################################
# Bayesian model selection and statistical modeling 
# Chapman & Hall/CRC Taylor and Francis Group 
#
# Chapter6: Section6.7.1
#
# Default data
#
# The first column: ROA
# The second column: log of sales
# The third coulnm: Cach flow/sales ratio
# The fourth column: default=1, non-default=0
#
################################################################################
-2.27 3.826269 -12.5 1
0.07 4.383025 7.87 1
-0.66 4.48609 0.14 1
-4.92 4.385517 3.4 1
-4.19 3.71206 -18.09 1
2.5 4.901796 -11.59 1
9.9 4.311923 -20.53 1
1.18 5.068097 0.38 1
0.59 5.390326 0.06 1
2.24 4.906739 0.51 1
1.84 5.196231 0.85 1
2.51 5.903452 0.32 1
-0.06 3.891872 6.67 1
-6.64 3.863917 19.29 1
3.32 4.666836 0.19 1
2.33 5.588301 -0.95 1
-2 3.87425 0.76 1
-10.47 4.151891 -10.01 1
1.46 5.549723 0.43 1
1.52 5.607091 -9.65 1
1.8 5.758726 -23.33 1
0.48 5.276308 -52.19 1
-8.31 4.768416 -18.94 1
1.52 4.155943 -19.52 1
-4.03 4.470513 42.06 1
2.64 4.724153 -65.92 1
4.84 5.266974 9.58 1
-13.77 4.55438 5.25 1
1.31 4.569409 -38.48 1
-13.77 4.55438 5.25 1
1.18 4.081959 5.75 1
0.34 4.129432 6.86 1
0.53 5.110802 23.08 1
0.94 4.19357 -6.44 1
1.61 5.497572 -1.59 1
0.38 4.444888 -5.29 1
3.56 5.470446 -7.3 1
1.71 5.401418 1.91 1
2.23 5.042627 -0.14 1
2.25 4.547171 -35.87 1
2.56 6.378141 -4.45 1
2.57 5.976553 -1.59 1
2.63 4.864938 -13.58 1
0.54 4.430381 1.24 1
2.92 5.21186 -3.08 1
1.71 5.401418 1.91 1
2.57 5.976553 -1.59 1
5.02 5.30185 2.3 1
-13.77 4.385159 -7.35 1
2.92 5.21186 -3.08 1
14.79 5.907661 11.33 0
8.44 6.540446 5.16 0
4.59 6.040336 2.53 0
4.2 6.188758 2.86 0
5.75 5.848772 4.09 0
3.77 5.826989 9.42 0
6.07 5.850486 7.87 0
7.5 5.404605 13.1 0
9.49 5.462275 10.85 0
8.54 5.373631 14.54 0
7.52 5.472231 8.56 0
10.44 5.289302 12.26 0
1.9 6.64473 -0.29 0
1.75 6.666608 0 0
2.01 5.597383 4.53 0
7.83 5.171525 13.54 0
6.03 5.586147 5.45 0
2.68 7.148438 1.24 0
2.01 7.121183 1.26 0
4.79 5.782038 6.14 0
0.64 5.952517 57.36 0
2.65 5.655189 15.27 0
4.52 5.162243 22.14 0
5.8 5.939221 5.44 0
6.23 5.934733 5.03 0
3.12 5.345525 3.25 0
3.82 5.834905 4.03 0
6.66 5.886887 3.06 0
6.8 6.112159 4.64 0
12.91 5.195884 10.1 0
8.07 5.48235 7.33 0
6.87 5.346983 6.31 0
3.82 5.548918 8.95 0
6.18 5.527608 8.73 0
0.92 6.026509 6.44 0
2.5 5.848034 9.11 0
2.24 6.038784 7.69 0
7.44 5.47711 7.76 0
6.77 5.609509 6.65 0
5.18 5.889562 7.66 0
5.68 5.425678 7.16 0
9.62 5.346905 8.45 0
18.3 5.184022 21.6 0
10.6 5.247874 11.37 0
1.01 6.549595 2.02 0
3.73 6.38297 8.88 0
1.91 5.554262 3.94 0
2.95 5.603469 6.72 0
3.16 5.807122 6.05 0
2.53 5.777334 4.05 0
2.17 6.234839 1.98 0
2.4 5.951266 2.28 0
4.23 5.899766 1.53 0
5.4 5.420854 2.44 0
2.7 5.585611 3.77 0
5.1 5.406168 4.18 0
2.65 5.858947 1.5 0
3.32 5.503467 2.64 0
7.6 5.423159 2.89 0
3.21 5.270347 5.64 0
3.41 5.72275 2.94 0
8.06 5.34346 6 0
7.24 5.04388 9.91 0
12.05 4.767509 11.3 0
15.9 5.287399 4.18 0
3.33 5.248741 7.17 0
5.4 5.512884 4.58 0
5.19 5.466208 8.49 0
5.3 5.356886 10.74 0
3.68 5.210583 11.14 0
2.32 5.2397 10.5 0
6.83 5.19526 7.99 0
0.44 5.874918 3.35 0
9.6 5.497192 7.56 0
7.82 5.357926 6.08 0
2.26 6.215531 -9.91 0
2.21 6.197 -13.88 0
1.68 5.295894 1.85 0
2.31 5.227597 2.61 0
3.74 4.970527 3.29 0
1.62 5.175908 1.78 0
2.93 5.318228 4.57 0
3.08 5.764969 4.1 0
3.55 5.721418 4.32 0
5.34 5.08019 6.56 0
7.23 5.136773 4.9 0
1.99 5.710161 2.07 0
5.56 5.344193 2.46 0
4.7 5.413234 4.52 0
2.08 5.331261 7.67 0
0.96 5.131518 12.55 0
3.22 5.442243 6.68 0
2.72 5.086472 6.56 0
5.51 5.394803 7.65 0
9.26 5.171952 17.37 0
4.66 5.213659 6.74 0
2.65 5.340622 7.09 0
0.88 5.42119 7.72 0
5.31 5.186595 7 0
8.99 5.172195 9.18 0
4.35 5.007594 7.64 0
5.48 5.041283 2.39 0
1.86 5.772838 -5.52 0
3.96 5.003529 1.67 0
8.62 4.870314 4.98 0
5.68 5.060028 3.21 0
6.22 4.946622 3.22 0
2.06 5.829208 5.3 0
1.64 5.531092 5.83 0
4.1 4.717535 8.45 0
-1.59 5.339217 5.79 0
7.59 5.102373 8.83 0
4.89 5.598421 7.71 0
5.56 5.25044 5.57 0
3.64 4.717263 5.16 0
3.7 4.828516 6.46 0
8.15 5.25362 7.47 0
6.39 4.781377 7.87 0
9.16 4.701256 8.02 0
3.43 4.838463 6.52 0
4.58 5.342313 1.85 0
2.51 6.221338 1.92 0
3.4 5.30073 2.02 0
1.38 5.354575 -0.06 0
2.87 5.502117 -0.41 0
1.84 5.269295 2.7 0
1.5 5.138946 -3.76 0
3.99 4.773113 3.32 0
10.05 4.708226 3.23 0
1.73 5.261943 4.38 0
3.8 5.255776 6.27 0
4 5.275694 -61.07 0
0.56 5.436155 2.83 0
8.64 4.987539 3.58 0
3.68 5.086046 4.89 0
-0.75 5.172272 1.06 0
4.71 5.08332 6.43 0
2.27 4.603872 7.54 0
9.1 4.143559 10.48 0
5.71 4.564743 4.86 0
0.3 4.354548 1.76 0
2.68 5.853719 1.87 0
4.11 5.226583 2.29 0
2.77 5.077294 1.62 0
3.66 5.462842 2.63 0
1.67 5.502703 -10.71 0
4.12 5.374979 2.36 0
1.76 5.49512 -3.66 0
4.59 4.816162 1.86 0
-11.28 4.891038 -1.08 0